The Mortgage Crisis Investigation

The investigation into the mortgage crisis continues, as the government looks for a scapegoat. Maybe they should look in the mirror.

I know there are so many details and specifics piled onto this crisis. But the story gets down into the weeds so quickly, that it's easy to miss what started the problem.

It's like looking at the Mississippi River in Louisiana, and forgetting that it actually starts as a trickle of water further up north.

The bottom line is that banks made loans to people who never had a chance of making monthly mortgage payments. That's it. Without those bad loans, none of the rest of it happens.

Didn't the government mandate that banks make those loans?