The Government Adds Fees to Mortgages - New and Refinanced

With interest rates near record lows, many homeowners and potential new home buyers are contemplating locking in for the deal of a life time.  But Congress has added new fees to any new mortgage or refinance.  That's right!  The government wants a piece of your monthly payment!  Isn't this a tax hike?  And a stealth tax hike at that! It is a bit frustrating to see that the government is trying to take advantage of people who are trying to make it from month to month by adding additional costs to the mortgage.  While the homeowner will benefit from a lower payment, the payment isn't as low as it could be without the tax hike. Shame, shame, shame...